Financing operations (for housing loans, unsecured loans, purpose-specific loans and others) involve a series of cumbersome paperwork processes such as acceptance, investigation, screening and settlement. Systematization based on image work flows generates low-cost operations supported by paperless systems and shortens lead time. A work flow management function identifies bottlenecks in all operations, including those of the scoring systems, and ensures a permanent impact based on continuous BPR that fits new products and organizations.
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